Lesson 2 (start out at an agency) is a really good suggestion - I personally don't think that there's any way I could've gone self-employed if I hadn't worked at 2 different agencies over a period of 4 years. I'd like to add to it if I may: try working at a small/growing agency if you can. I was the 2nd person in in an agency that grew from 2 to 15-20 staff in just three years - I learnt so much working closely with the Managing Director and seeing first-hand how he ran the business, how he did sales, how he decided how to divvy up the work, etc. Name * Lesson 20: Find a few things to help save yourself